Total Payment Systems, Serving Businesses from Coast to Coast

Check Guarantee


NPC Secure offers merchants the ability to accept checks as a payment method for Internet, telephone and face-to-face transactions using the convenience of the Internet - with no additional software to install. NPC Secure features a varietyh of flexible check acceptance options to suit the needs of your business as outlined below.

Bill Payment Check Acceptance via NPC Secure:
NPC Check has been certified for use with our proprietaryh payment gateway, NPC Secure. You can now offer a secure check acceptance solution to merchants that offer electronic bill payment to their customers. Emerging markets and merchants accepting payments in a a card-not-present environment are ideal targets for this product. NPC Check and NPC Secure - two branded products in one simple interface!

Prearranged Payment and Deposit (PPD:)
PPD allows a merchant to debit their customer's checking account for a one-time payment or on a regularly recurring basis. Customers must sign an ACH authorization form for the payment. NPC Secure permits a flexible recurring schedule for PPD check processing of Consumer and Business check types. The merchant is funded in three business days on cleared transactions.

Checks By Phone (TEL):
The Checks by Phone program allows the merchant to accept ACH payments made by customers over the telephone. A voice recording of the customer authorizing the transaction or signed authorization recording: (1) Merchant may utilize their own existing voice recording system; (2) The merchant may use NPC Secure Check Recording Service (additional fees apply - see application). The merchant may only accept Consumer checks under this program. The merchant is funded in three business days on cleared transactions.

Check by Web (WEB:)
ACH bill payment is initiated by a customer on the merchatn's website. The merchant must program to NPC Secure's API to accept WEB checks. The consumer will authorized online using a loging with a unique identifier (username, account number, etc.) to access the merchant's website prior to paying the bill. The merchant may only accept Consumer checks under this program. The merchant is funded in three business days on cleared transactions.

BENEFITS
•No paper checks
•Expands payment options
•Eliminates waiting for checks in the mail
•Immediate approval response
•No check reader/imagers or equipment to buy
•Banking fees and paper check handling costs are eliminated
•Online reporting for easy reconciliation within NPC Secure
•Non-Sufficient funds and returned items will be automatically resubmitted 2 additional times
•One low price for all bill payment check processing through NPC Secure


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